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HARP II

Thought You Couldn’t Consider a Refi?  HARP II Might Be for You.

If you have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the HARP II (Home Affordable Refinance Program) program.  Also known as the Making Home Affordable Program, HARP II, is designed to help you get a more affordable, more stable mortgage.  

In order to qualify for HARP II refinancing:

  • Your existing loan must be a Fannie Mae or Freddie Mac originated loan
  • You must have made the last 6 months of payments on time 
  • No minimum credit score is required
  • Only first mortgages are eligible; A Home Equity cannot be combined with a first mortgage, and no cash can be taken out 
  • Primary residences, second homes and investment properties of 1-to-4 units are eligible
  • Appraisal may or may not be required

To see if you are eligible for HARP II, talk to one of our Mortgage Loan Specialists in your area now!

Northwest Indiana - Carrie Horin
Southwest Suburbs - Pete Monachello
Northside Chicago - Tom Meneses

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These materials are not from HUD or FHA and were
not approved by HUD or a government agency.
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